FixMyCredit.ca is a free Canadian service that connects you with trusted help to repair or build your credit – whether you are recovering from collections, a bankruptcy or a consumer proposal, or building credit from scratch.
- ✓ Free credit assessment
- ✓ Connect with credit experts
- ✓ No cost, no obligation
Ready to take the first step toward better credit?
How It Works
- Click apply – on your computer, phone or tablet, start your free request.
- Fill out the 60-second form with a few details about your situation.
- Get matched with a trusted Canadian partner who maps out your next steps.
See How It Works
What We Help You With
- Rebuild After BankruptcyRecover your score after discharge
- Consumer Proposals & CreditLighter impact than bankruptcy
- Debt Consolidation & CreditHow it affects your score
- Debt Relief & Your ScoreCompare your options
- Debt Management & CreditOne payment, clear end date
- About Our Free ServiceHow we help, what we are
Good to Know
900Top credit score in Canada
2Credit bureaus (Equifax & TransUnion)
6 yrsMost negative items fall off
Why FixMyCredit.ca
- Free and no obligation – checking your options never costs anything or affects your credit.
- Canadian-focused – based on Equifax Canada and TransUnion Canada, not US advice.
- Honest – no guaranteed-results promises; we only work with partners who follow Canadian laws and regulations.
Free, no obligation, and no impact to check your options.
